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The Accident Compensation Corporation (ACC) (Māori: Te Kaporeihana Āwhina Hunga Whara) is a New Zealand Crown entity responsible for administering the country's universal no-fault accidental injury scheme. The scheme provides financial compensation and support to citizens, residents, and temporary visitors who have suffered personal injuries.


The corporation was founded as the Accident Compensation Commission on 1 April 1974 as a result of the Accident Compensation Act 1972. Its principal governing act today is the Accident Compensation Act 2001. As a Crown entity, ACC is responsible to a Cabinet Minister via its Board of Directors. Unlike most other Crown entities, it has its own dedicated ministerial portfolio, which since October 2017 has been held by Iain Lees-Gallow.ay.


ACC has its origins in the 1900 "Workers' Compensation Act" (Workers' Compensation for Accidents Act (1900)), which established a limited compensation scheme for workers who had suffered injuries where there was no directly responsible party. In 1967 a New Zealand Royal Commission, chaired by High Court judge Owen Woodhouse, recommended extending this compensation to cover all injuries on a no-fault basis. Following this report, on 1 April 1974 the New Zealand Government established the Accident Compensation Commission to implement the requirements of the 1972 Accident Compensation Act and the 1973 Amendments. 


The Act was later replaced by the Injury Prevention, Rehabilitation and Compensation Act 2001, which was renamed the "Accident Compensation Act 2001" in 2010. The Annual Report (1989/90) of the Accident Compensation Commission that the distinction between "accidents" (which are covered) and "illness" (which is not) should be dropped. But this proposal was not taken up by the government. In 1992, the government renamed the Accident Compensation Commission as the "Accident Compensation Corporation".


From 1 July 1999, the Fourth National Government allowed private insurance operators to provide work-related accident insurance, and ACC was briefly exposed to competition. The Fifth Labour Government (elected in November 1999) repealed this change, and as of 1 July 2000 re-instated the ACC as the sole provider of accident insurance coverage.


ACC is the sole and compulsory provider of accident insurance in New Zealand for all work and non-work injuries. The corporation administers the ACC Scheme on a no-fault basis, so that anyone – regardless of the way in which they incurred an injury – has coverage under the Scheme. Due to the scheme's no-fault basis, people who have suffered personal injury do not have the right to sue an at-fault party.


The ACC scheme provides a range of entitlements to injured people; however 93.5 percent of new claims in 2011–12 were for treatment costs only. Other entitlements include weekly compensation for lost earnings (paid at a rate of 80% of a person's pre-injury earnings) and the cost of home or vehicle modifications for the seriously injured. The scheme offers entitlements subject to various eligibility criteria.


ACC works with partners and communities on initiatives to prevent injuries. These initiatives include, but are not limited to, Rugby Smart with Ride Forever, Mates and Dates, and ‘Make Your Home a Safety Zone’ with Safe kids.

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